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Honda Finance

We make financing your Honda easy.

Honda Financial Services is part of the Honda Motor Company. Our sole purpose is to provide simple, flexible and convenient finance to Honda customers for their Honda products.

With monthly car finance payments available, there's every chance you could be choosing a higher grade model than you imagined. When it comes to buying your car, we want you to have a choice of your favourite model AND how to pay for it.

Read more about our options and watch the accompanied videos below.

Personal Contract Purchase

Choose your desired vehicle, along with a deposit, the length of the agreement and a maximum mileage. At the end of the period you have the option to buy the car outright for an agreed amount, known as the GMFV (Guaranteed Minimum Future Value), or return the vehicle back to the lender (within agreed fair wear and tear limits) with absolutely no further obligation.

Benefits of Personal Contract Purchase

  • Opportunity to drive a new Honda more often
  • Flexible deposit
  • Distinctive and iconic design
  • Flexible repayment terms
  • Usually a lower repayment, compared to a HP agreement with the same term
  • Fixed rates
  • Protection against depreciation of used car prices, with the assurance of GMFV
  • The options to renew, return, or own the vehicle at the end of the agreement

The Options

At the end of the agreement you may choose from the three following options:

Option 1 - Renew your vehicle and drive away in a brand new Honda. Use any excess value over the GMFV as deposit on your new vehicle.

Option 2 - Return the car. Providing the vehicle does not exceed agreed fair wear and tear limits and has not exceeded the agreed mileage, you having nothing more to pay.

Option 3 - Retain your vehicle. Pay the GMFV and you own the vehicle.


Hire Purchase (HP)

This is the traditional package which involves taking the total cost of your chosen vehicle, deducting a deposit amount, and then choosing the length of the agreement. Interest is added, and monthly instalments are calculated. Assuming all payments are met, at the end of the agreement, the vehicle is yours.

Benefits of Hire Purchase

  • Flexible deposit
  • Regular and flexible repayment terms from 12 to 60 months
  • Fixed rates
  • You own the vehicle at the end of the agreement


Personal Contract Hire?

With PCH from Henrys Honda, you will pay an agreed number of advance rentals plus VAT followed by remaining rentals plus VAT for the contract term. The vehicle must then be returned to the finance house.

Benefits of Personal Contract Hire

  • Low initial payments usually 3, 6, 9 or 12 advance rentals including VAT
  • Fixed prices 2, 3 or 4 year rentals plus VAT. Rentals are fixed and do not change with interest rate movement (excluding VAT changes)
  • Road fund license included for full term
  • Breakdown Cover included for full term
  • Optional replacement vehicle available for 48 hours in the event of a breakdown attended by the AA at the roadside
  • No depreciation concerns
  • Optional maintenance packages available so all service, repair and maintenance costs are budgeted for
  • Mileage amendments usually can be made to the contract during the term


Business Contract Hire

For businesses that prefer to hire vehicles rather than own them outright, Honda Contract Hire offers tailored monthly rentals for easy budgeting. Agree your contract term and mileage to suit your business needs and at the end of the agreement simply hand the car back.

BENEFITS OF Honda Contract Hire

  • Low initial outlay and fixed rental amounts for easy budgeting and cash flow management
  • Optional maintenance packages
  • Flexibility to change your contract term and mileage should your circumstances change
  • No concerns over the residual value or disposal of your car at the end of contract